Cancellation and Refund Policy

At AADVI SELF MADE SERVICES FOUNDATION, we aim to maintain transparency and fairness in all our financial dealings. This Cancellation and Refund Policy outlines the terms under which cancellations and refunds are processed.

1. Loan Application Cancellation:
Applicants may request cancellation of their loan application at any stage before final approval and disbursement. Once the loan is approved and disbursed, cancellation is not permitted.

2. Cancellation After Approval:
If a borrower wishes to cancel the loan after approval but before disbursement, a written request must be submitted. The organization reserves the right to approve or reject such requests.

3. Processing Fees:
Any processing fees, documentation charges, or administrative costs paid during the loan application process are non-refundable, regardless of whether the loan is approved, rejected, or cancelled by the applicant.

4. Refund Eligibility:
Refunds will only be considered in cases of excess payment, duplicate payment, or technical errors during transactions. Refund requests must be supported with valid proof.

5. Loan Foreclosure Refunds:
In case of early loan closure or foreclosure, no refund of interest already paid will be provided. However, future interest may be adjusted as per company policy.

6. Refund Process:
Eligible refunds will be processed through the original mode of payment or via bank transfer. The customer must provide accurate bank details to facilitate the refund.

7. Refund Timeline:
Once approved, refunds will generally be processed within 7–10 working days. Delays may occur due to banking procedures or verification requirements.

8. Rejection of Refund Requests:
The organization reserves the right to reject any refund request that does not meet the criteria mentioned in this policy or lacks proper documentation.

9. Charges & Deductions:
Any applicable service charges, penalties, or dues will be deducted before processing the refund amount, if applicable.

10. Modification of Policy:
AADVI SELF MADE SERVICES FOUNDATION reserves the right to modify or update this Cancellation and Refund Policy at any time without prior notice.

11. Customer Responsibility:
Customers are advised to carefully review all terms, charges, and repayment conditions before applying for a loan to avoid the need for cancellation or refund.

12. Contact for Support:
For any queries related to cancellations or refunds, customers may contact ( +91-9125469091 ) our support team for assistance and clarification.